Who We Are
Helping Secure & Manage Your Loans
For more than 25 years, Quality First Financial has been a dependable financial partner for individuals and families across Alabama. When you work with us, you’re not just applying for a loan—you’re connecting with a team that genuinely cares about your financial well-being. Our approach has always been simple: listen closely, offer honest guidance, and create solutions that make sense for real-life needs.
Founded in 1999 in Ardmore, Alabama, we began as a small local loan provider with a mission to serve our community with fairness and transparency. Today, that same mission drives us as we continue to grow and support residents across the state. Our reputation has been built on integrity, clear communication, and a true commitment to putting people first.
Our Mission
Our Commitment to You
We are more than just a loan agency; we are your financial partner. Our team takes the time to listen, understand, and provide guidance so you can make the best financial decisions with confidence. Our mission is to help you achieve financial confidence by offering flexible, reliable, and responsible loan solutions. We believe that borrowing should be simple and stress-free, and our team is here to guide you every step of the way.
Your Trusted Partners
Our experienced and compassionate team is committed to your success. We provide personalized service based on trust, respect, and integrity. By choosing Quality First Financial, you are partnering with a team that views you as an individual, not just an application. We offer guidance, answer your questions, and strive to ensure a smooth, honest, and supportive journey toward achieving your financial goals.
Steve Hargrove
President
Adam Derrick
